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DCB Niyo Savings Account — Zero FX Markup & Global Acceptance

A travel-first savings account with a Visa Platinum debit card, no foreign exchange mark-up, and secure global access to funds.

DCB Niyo Savings Account

DCB Niyo Debit Card

Zero foreign exchange mark-up

Accepted in 100+ currencies worldwide

Travel Confidently — Save Globally

The DCB Niyo Savings Account is designed for international travellers and frequent spenders. Enjoy fee-free foreign currency card transactions with live Visa exchange rates, a Visa Platinum debit card, and easy global ATM access. Manage your account instantly via DCB Internet Banking, the DCB Mobile App, and DCB on WhatsApp.

Open your account online to start saving with competitive interest, real-time notifications, and protections like instant card block for loss or theft.

Key Benefits

World currencies

Interest Rates & Offers

View current rates and promotional offers

Terms & Conditions

Read full terms and eligibility

Frequently Asked Questions

I already have a DCB Savings Account. How do I upgrade to Niyo?
You can apply online or visit your nearest branch. Check eligibility and required documents in the application section.
Who is eligible to apply for the DCB Niyo Savings account?
Eligibility details, KYC requirements and age limits are listed in the application form and terms & conditions.
Can I open a joint DCB Niyo Savings account?
Yes — joint accounts are supported. Refer to the account opening guidelines for co-owner requirements.
How can I add, modify or delete a nominee?
Nominee changes can be made through Internet Banking, the mobile app or by submitting the required form at a branch.
Is Fixed Deposit facility available?
Yes. Fixed deposit options and rates are available — check the rates page for current offers.
How can I change my communication address?
Update your address via Internet Banking, the mobile app, or visit a branch with supporting documents.

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