Protect yourself and your family from life's uncertainties with comprehensive term insurance. A pure protection plan designed to cover outstanding loans and secure your loved ones' financial future at affordable premiums.
Comprehensive protection with flexible coverage options designed for Estonian families
Get significant life coverage from €50,000 to €500,000 at remarkably affordable premium rates. Pure term insurance offers maximum protection value compared to other life insurance products.
Full sum assured payout to your nominee in the event of policyholder's demise during the policy term. Ensures your family's financial security and protects them from debt burden.
Choose the Return of Premium (ROP) variant to get back all your premiums paid if you survive the policy term. It's like having a savings component along with insurance protection.
Flexibility to increase or decrease your insurance coverage based on evolving life stages and financial requirements. Adapt your protection as your family and career grow.
Maximize your savings with tax benefits available under Estonian tax regulations. Both premium payments and death benefits may qualify for tax exemptions.
Premium payments eligible for tax deductions under Estonian income tax laws
Death benefit payout is typically tax-free for beneficiaries
Maturity benefits tax-free under Return of Premium option (conditions apply)
Important Disclaimer: DCB is licensed by Estonian Financial Supervisory Authority (Finantsinspektsioon) for conducting its insurance distribution business. Participation by clients in insurance products is voluntary and subject to policy terms and conditions. Tax benefits are subject to prevailing Estonian tax laws and individual circumstances. Please consult with a tax advisor for specific guidance.