Realize your dream of home ownership with DCB Home Loan. Invest in your dream home with DCB Home Loan. Avail a range of options to fulfil your home purchase from newly residential property to property under construction from an approved developer, or a resale property.
DCB also introduces loan facilities to buy vacant land or to construct your residential property. You can also avail the loan transfer facility to move your existing mortgage to DCB at better terms and interest rates.
Your dream home is a happy place for the family. DCB Home Loan is designed to provide the financial support you need to buy a home.
Highlights
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Maximum Loan Amount
Loan amount range from 2 Thousand to 3 Million.
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Quick Processing
Benefit from minimal documentation and speedy loan processing.
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Loan Transfer Option
Transfer your existing loan from another lender and enjoy additional benefits, such as loan amount top-up facility.
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Flexible Tenure
Repayment options extend up to 25 years.
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Insurance Plans
Attractive insurance plans to cover your loan in case of unforeseen events.
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Complimentary Zero Balance Savings A/C
You can also avail benefit of a Complimentary zero balance savings a/c along with your DCB Business Loan.
Eligibility
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Minimum Age Norm: Applicant: 21 years.
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Maximum Age Norm: Applicants whose income is considered: 65 years.
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Minimum Area of Property: 225 Sq ft built-up for residential.
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Age of Property: Maximum age of the property can be 70 years.
Documentation
| Documents |
Salaried |
Self Employed Professional |
Self Employed Non-Professional |
| Loan application form duly signed |
Y |
Y |
Y |
| Colour passport size photographs |
Y |
Y |
Y |
| Self-attested standard proof of age, identity, address & signature verification as per KYC policy |
Y |
Y |
Y |
| Proof of Aadhar number & PAN Card (Mandatory) |
Y |
Y |
Y |
| Last 3 months Salary slip/Form 16 |
Y |
- |
- |
| Income Tax Return for the past 2 financial years |
- |
Y |
Y |
| Last 2 years Chartered Accountant certified audited Balance Sheet and Profit & Loss Account |
- |
Y |
Y |
| Bank account statement/ Passbook for last 6 months |
Y |
Y |
Y |
| Property ownership proof |
Y |
Y |
Y |
| Business continuity proof |
- |
Y |
Y |
| Processing fee cheque |
Y |
Y |
Y |
| Information regarding loan availed with 3rd bank (ecord (for all existing loans from any Financial Institution such as any Bank, NBFC, buy now pay later, Credit Card Loan, loan against Fixed Deposits, Gold Loan, etc.) |
Y |
Y |
Y |
Loan Calculator
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Frequently Asked Questions
Fees & Charges
Fees and charges information coming soon...