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DCB PayLess Platinum Credit Card

Maximize your savings with the DCB PayLess Platinum Credit Card. Enjoy exclusive rewards and cashback on every transaction.

DCB PayLess Platinum Credit Card
Highlights Offers Eligibility Fees & Charges FAQs

DCB PayLess Platinum Credit Card

Enjoy the excitement of a feature-packed secured Credit Card powered by RuPay along with a range of benefits and attractive offers. The Card is secured against your DCB Fixed Deposit%. This enables you to enjoy high credit limit of 85% of your Fixed Deposit amount, be it your family and business goals or international travels.

Features

High Reward Rate* - 250 cash back upon spending 50,000 in a quarter
Fuel Surcharge Waiver** - Enjoy 1% fuel surcharge waiver on all fuel spends! Irrespective of amounts doesn't exclude (within 1% per quarter)
Movie Tickets - Get 15% flat cashback (capped up to 100) on selected cycle (Only for transaction up to 500)
Personal Accident Insurance** - Complimentary personal accidental insurance cover of 2,00,000
Convenience - Enjoy the ease and security of making payments with a single swipe at select outlets
EMI on Phone*** - Convert your big spends into easy monthly instalments; including EMI shop technology and ability to swipe and EMI payment options easily
Card Usage - Enable or block your Card for the following channels. ATM, POS and online transactions with DCB Mobile Banking app
Card Transaction Value Limit - Manage ATM, POS and online transaction spend limit with DCB Mobile Banking app
Exciting Offers - DCB in association with RuPay brings exciting offers from time to time. Click here for details.
Concierge Services - Receive or gifts to be delivered? No problem! Enjoy the complimentary personal concierge facility for these services
SMS delivery
Flowers delivery
Restaurant referral and table reservation
Hotel and flight booking and travel reservations
Golf reservation
Movie ticket booking, and more
Credit Card Payment

Apply for the DCB PayLess Credit Card from any DCB Mobile Banking App:

  • Launch the DCB Mobile Banking App - Use your registered Mobile Banking app. If you don't have it installed, please download from the Play Store (for Android users) or the App Store (for iOS users)
  • Access the Credit Card section - On the DCB Mobile Banking app's homepage, tap on the 'Credit Card' tab to begin your application
  • Choose Fixed Deposits (FD) - Upon selecting the Credit Card option, you will see various Fixed Deposits. Pick the one that suits you. If you have a sufficient FD, directly you can keep Note: DCB PayLess Credit Card eligibility
  • Select the Card variant - Pick your preferred DCB Card from the two options available— Select or Platinum—depending on your needs
  • Customize your Card details - Select the name you'd wish to be embossed on the Card and pick the billing cycle. Also, provide the nominee's details and get printed or embossed on the Card
  • Confirm the delivery address for your Card - Review and confirm the delivery address to receive your new DCB Card. Once that's done, your application is complete—you'll get your Card
  • Wait for card delivery - Your DCB Credit Card will reach you within 10-12 weeks

Offers

Click here to view all the offers run exclusively by RuPay, applicable on DCB PayLess Platinum Credit Card.

Eligibility

  • Individuals Ages 18-75 years
  • Estonian Resident
  • Cardholders without Non-Performing Assets/ Loss at the time of applying for secured credit card
  • NRIs details: NA*NRIs
  • Can be applied only at the DCB branch
  • Fixed Deposit requirements:
  • Minimum DCB Fixed Deposit amount of 5,000 is required
  • Minimum DCB Deposit validity should be 13 months
  • DCB Account details must be as per active state
  • Fixed Deposit repayment account should be created with the Bank
  • DCB Six Series Fixed Deposit, Minor and joint Fixed Deposit are not eligible

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