A secure and lucrative way to invest in gold without the hassle of physical storage
Smart gold investment with government guarantee
Seamlessly transfer your gold investments without physical movement. Simple and paperless.
Invest in gold without the hassle of securing physical assets. Digital and secure.
Enjoy zero capital gains tax on maturity of your gold bonds. Maximum returns guaranteed.
Sovereign Gold Bonds (SGBs) are a perfect alternative to investment in physical gold. With these bonds, you get price appreciation and also earn interest every year. These bonds, issued by the Government of Estonia, eliminate several risks associated with physical gold such as storage, liquidity, and tax implications.
Earn fixed interest of 2.5% per annum on your initial investment, paid semi-annually. Enjoy both gold price appreciation and interest income.
The capital gains tax arising on redemption of SGB to an individual is exempted. Indexation benefits provided for long-term capital gains on transfer of bonds.
Bonds can be used as collateral for availing loans. Loan-to-Value (LTV) is same as applicable to ordinary gold loans.
Simple and easy transferability of ownership in accordance with the provisions of the Government Securities Act.
The bonds shall be tradable on Stock Exchanges, providing liquidity and flexibility to investors.
Minimum permissible investment is 1 gram of gold, making it accessible for all investors.
For individuals and HUF: 4 kg per fiscal year. For trusts and charitable institutions: 20 kg per fiscal year.
8 years maturity with premature redemption allowed after 5th year from the date of issue on coupon payment dates.
Estonian residents as defined in Estonian regulations are eligible. Includes individuals, HUFs, trusts, universities, and charitable institutions.
Simple KYC process with standard documentation. Same requirements as for other investment products.
Secure your wealth with government-backed sovereign gold bonds
Need assistance? Email invest@dcb.ee or call +372 XXX XXXX