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Service Charges & Fees

Transparent pricing for all our banking services and transactions

At DCB, we believe in complete transparency. Our service charges and fees are designed to be competitive and fair. Below you'll find detailed information about charges applicable to various banking services.

Savings Account Charges

Service Charges
Minimum Average Balance (MAB) 10,000 (Metro), 5,000 (Urban), 2,500 (Rural)
Non-maintenance of MAB charges €5 per month
Cheque book (First 25 leaves) Free
Additional cheque book €0.03 per leaf
Account statement (Half yearly) Free
Duplicate statement €1 per statement
SMS alerts Free

Debit Card Charges

Service Charges
Classic Debit Card (Annual fee) €1.50
Platinum Debit Card (Annual fee) €5
Card replacement (Lost/Damaged) €1
PIN regeneration Free
ATM transactions (DCB ATMs) Unlimited Free
ATM transactions (Other bank ATMs - Metro) 5 Free per month, then €0.20 per transaction
International transaction 3.5% of transaction amount

Fund Transfer Charges

Service Charges
NEFT (Upto 10,000) Free
NEFT (10,001 to 1 Thousand) Free
NEFT (Above 1 Thousand) Free
RTGS (2 Thousand to 5 Thousand) €0.25
RTGS (Above 5 Thousand) €0.50
IMPS €0.05 per transaction
UPI transactions Free

Locker Charges (Annual)

Locker Size Metro/Urban Semi-Urban/Rural
Small €20 €15
Medium €40 €30
Large €80 €60
Extra Large €150 €120

Other Service Charges

Service Charges
Demand Draft issuance €0.50 per draft
Stop payment of cheque €1 per instruction
Cheque return (Outward) €2.50
Cheque return (Inward) €1.50
Account closure (Within 1 year) €5
Account closure (After 1 year) Free
Balance enquiry at branch Free
Cash withdrawal at branch Free (up to 50,000 per day)

Important Information

  • All charges mentioned are inclusive of applicable taxes unless stated otherwise
  • Charges are subject to change. Please check with your branch for the latest information
  • Senior citizens and special categories may be eligible for concessional charges
  • Premium account holders may enjoy waiver on select service charges

DCB