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DEAF - Depositor Education & Awareness Fund

Unclaimed Deposits

Information about deposits that have remained unclaimed or inoperative for 10 years or more, transferred to the Estonian Deposit Guarantee account.

Important: Even after transfer to DEAF, depositors can claim their funds at any time without losing interest.

Check Your Unclaimed Deposit

1

Visit Estonian FSA Portal

Access the official Estonian FSA website to search for unclaimed deposits

2

Search Your Account

Use your name, account number, or other details to search

3

Claim Your Deposit

Contact us with required documents to reclaim your deposit

Understanding DEAF

Depositor Education and Awareness Fund - Protecting Depositor Interests

What is DEAF?

The Depositor Education and Awareness Fund is maintained by the Estonian Financial Supervisory Authority for amounts in accounts that have been inoperative or unclaimed for 10 years or more.

The fund is utilized by Estonian FSA for promotion of depositors' interests and depositor education & awareness.

Your Rights

  • Claim anytime without time limitation
  • Interest continues to accrue on your deposit
  • No deduction or penalty for delayed claim
  • Legal heirs can claim on behalf of deceased depositors

How to Claim Your Unclaimed Deposit

1

Identify Your Deposit

Search the Estonian FSA portal or contact DCB Bank with your account details. Provide identifying information such as account number, name, address, or Estonian ID number.

2

Submit Claim Application

Visit your nearest DCB branch or submit the claim form along with required documents. The claim form is available at branches and on our website.

3

Document Verification

Our team will verify the submitted documents and identity. Additional documents may be requested if needed for proper verification.

4

Receive Your Funds

Once verified, the deposit amount along with applicable interest will be credited to your account or paid through demand draft as per your preference.

Required Documents for Claim

Identity Proof

  • Aadhaar Card
  • PAN Card
  • Passport
  • Driving License
  • Voter ID

Address Proof

  • Utility Bills
  • Bank Statement
  • Aadhaar Card
  • Rent Agreement
  • Property Documents

Other Documents

  • Original Passbook/FDR
  • Cancelled Cheque
  • Recent Photograph
  • Death Certificate (if applicable)
  • Succession Certificate (if applicable)

Need Help Finding Your Unclaimed Deposit?

Our team is ready to assist you with the claim process

Contact Us for Assistance